Credit Score Improvement is The Key

The Fair Credit Reporting Act provide many laws to consumers when it comes to their credit reports. We are experts at helping you restore your credit and improve your credit scores. Contact us Today for your free consultation.

Free Consultation

We Set High Expectations

credit score consultant

We set high expectations for ourselves as a credit repair company. You can expect only the best service from our team of credit experts. In the economic industry, we are dedicated to helping our clients get back on financial track. We are here to assist you on the journey. We work with credit bureaus and creditors to fix and rebuild tarnished credit. Let our services and experience speak for themselves. We are highly dedicated to ensuring you attain the highest credit score possible, and will work on your case for inaccurate information on credit reports.

Christe Johnson, MBA – Accountant & Owner

We're Committed To Providing

credit restoration agency

Our Mission

We are a growing credit restoration company specializing in restructuring and building your lost credit.

improve your credit score

Who Are We?

We are a national credit repair and restoration company working with clients and creditors.

credit restoration consultants

Our Vision

We are a forward-thinking company that advocates for and provides the highest level of service and value to our clients, peers and colleagues.

credit restoration solutions

Our Promise

We are dedicated to helping you save on taxes, increase your credit score, and improve your financial future.

Expert Help To Improve Your Credit Score.

The credit industry can be a battlefield for those suffering from negative and derogatory credit scores. Many individuals have the disadvantage of higher interest rates, credit denials, and the inability to find experienced help to navigate through the bumps and bruises in this ever evolving economic world. We are here to help direct you to better credit living by engaging in a number of innovative, financial avenues to improve your credit score.

Client Reviews

Brian W.
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Customer for two years now. Score Factor have been very professional, courteous and informative. My credit score increase by 157 points“
Cynthia S.
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One-stop-shop for professional accounting and tax services. For both our business and personal needs. We highly recommend.
Mary H.
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This place is AMAZING! Fast and excellent service. I will keep coming back to do my taxes and I highly recommend them.
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Price

INDIVIDUALS

$199 Enrollment
$ 99
/Per Month
  • Review your credit report for inaccurate items.
  • Review of outdated accounts.
  • Review your credit report for inaccurate personal information.
  • Review accounts that can be made current.
  • Review accounts with high credit utilization.
  • Build a plan on how to fix information.
  • Build a plan to raise your credit score.
  • Build a plan to rebuild your credit score.
  • Provide you with a detailed report of everything listed above.
  • Consult with you over the phone regarding your detailed plan.
  • Video training on how to raise your credit score.
  • Training rebuild your credit score.

PLATINUM

$299 Enrollment
$ 199
/Per Month
  • Analysis and review of client file status.
  • Receiving and processing manual updates.
  • Respond and receive correspondence by mail or phone.
  • Review client’s credit report updates to determine next steps.
  • Create a strategic plan to assist clients in meeting their goals.
  • Create and send dispute letters to creditors.
  • Assist with budget and credit question/process.
  • Provide ongoing credit education.
  • Provide ongoing budget and spending recommendations.
  • Provide clients with access to educational portal sites.
  • Update clients with educational materials.
  • Provide debt consolidation options.

COUPLES

$299 Enrollment
$ 198
/Per Month
  • Review your credit report for inaccurate items.
  • Review of outdated accounts.
  • Review your credit report for inaccurate personal information.
  • Review accounts that can be made current.
  • Review accounts with high credit utilization.
  • Build a plan on how to fix information.
  • Build a plan to raise your credit score.
  • Build a plan to rebuild your credit score.
  • Provide you with a detailed report of everything listed above.
  • Consult with you over the phone regarding your detailed plan.
  • Video training on how to raise your credit score.
  • Training rebuild your credit score.
Experienced Accountants
90%
Year Round Support
100%
Excellent Customer Service
100%
Personalized Client Experience
100%

Our Skill

We set high expectations for ourselves as a financial service  company. You can expect only the best service from our team of financial experts. In the credit repair industry, we are dedicated to helping our clients get back on financial track. We are here to assist you on the journey. We serve clients in DeSoto, Tx, all of Texas, and all 50 States.