Getting Approved for a Loan Can Be Difficult
Your credit score directly affects your likelihood of securing approval for a new loan or credit application. The lower your score, the less likely you are to find a willing lender. Even If you’re close to your lender’s prime-subprime or quality level cutoffs, many lenders simply don’t make loans to subprime borrowers or those who fall below a particular quality level. Though this can feel like the lender is being capricious, many borrowers can be affected by this in real ways.
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